How to Get the Absolute Best Rates When Buying Insurance for a Chevy S10 Pickup

High-priced auto insurance can draw down your checking account and force you to tighten up your finances. Performing a rate comparison is free, only takes a few minutes, and is a good way to cut your insurance bill.

Multiple auto insurance companies compete for your business, and it can be difficult to compare rates to discover the definitive best price available.

It’s a good idea to shop coverage around on a regular basis because insurance prices are rarely the same from one policy term to another. Even if you got the lowest price on S10 pickup insurance at your last renewal you can probably find a lower rate today. Block out anything you think you know about auto insurance because I’m going to teach you the best methods to save money, get proper coverage and the best rates.

If you are paying for car insurance now, you should be able to reduce your rates substantially using these methods. Buying car insurance is easy if you know what you’re doing. Nevertheless, car owners can benefit from knowing how big insurance companies market insurance on the web.

To find low cost prices, there are a couple of ways to compare rate quotes from many different insurance companies. The best method to do a complete rate comparison consists of shopping online. This can be accomplished in just a few minutes using one of these methods.

  1. Hands down the most simple method to get quotes is a comparison rater form click here to open form in new window. This easy form eliminates the need for separate quotes for every prospective company. Completing one form gets coverage cost estimates direct from many companies.
  2. A more time consuming way to analyze rates is to take the time to go to the website for each individual company and fill out their own quote form. For example, we’ll pretend you want to compare Progressive, Farmers and Liberty Mutual. To get each rate you have to visit each site and repeatedly enter your information, which can be really labor intensive.

    To view a list of companies in your area, click here.

It doesn’t matter which method you choose, just be sure you’re using nearly identical coverage information with every price quote. If you enter different values for each quote you will not be able to determine which company has the best rates. Just a small difference in coverage limits may cause a big price difference. And when quoting auto insurance, remember that more quotes increases the change that you will find more affordable insurance. Not every company provides online quotes, so you should also compare prices from the smaller companies as well.

These discounts can lower your auto insurance rates

Auto insurance companies do not advertise the complete list of policy discounts in a way that’s easy to find, so the following list contains both well-publicized and the more hidden discounts that you may qualify for.

  • Senior Citizen Rates – Mature drivers can get lower premium rates on S10 pickup insurance.
  • Drive Safe and Save – Drivers who avoid accidents could pay up to 40% less on S10 pickup insurance as compared to drivers with claims.
  • Include Life Insurance and Save – Larger insurance companies have a discount if you purchase life insurance from them.
  • Home Ownership Discount – Being a homeowner can get you a discount since home ownership requires personal responsibility.
  • Military Rewards – Being deployed in the military could qualify you for better auto insurance rates.
  • Clubs and Organizations – Participating in certain professional organizations is a good way to get lower rates on your bill.
  • More Vehicles More Savings – Having more than one vehicle with the same auto insurance company could earn a price break for each car.
  • Discounts for Seat Belt Usage – Buckling up and requiring all passengers to use a seat belt can save a little off the PIP or medical payment premium.
  • Discount for Swiching Early – A few companies give discounts for signing up before your current policy expires. You could save around 10% when you .

Discounts lower rates, but most discount credits are not given to the entire cost. Most only cut individual premiums such as collision or personal injury protection. So even though you would think you can get free auto insurance, you aren’t that lucky.

find Chevrolet S10 Pickup insurance

A few popular companies and a summarized list of policyholder discounts are outlined below.

  • GEICO policyholders can earn discounts including multi-vehicle, membership and employees, seat belt use, defensive driver, air bags, good student, and emergency military deployment.
  • Travelers has discounts for multi-policy, continuous insurance, payment discounts, IntelliDrive, student away at school, and driver training.
  • Farm Bureau offers discounts including good student, youthful driver, multi-vehicle, multi-policy, driver training, 55 and retired, and renewal discount.
  • Liberty Mutual has savings for newly married, new vehicle discount, preferred payment discount, new graduate, good student, and multi-policy.
  • American Family may offer discounts for air bags, multi-vehicle, mySafetyValet, defensive driver, and Steer into Savings.
  • Progressive offers discounts for multi-policy, good student, homeowner, online signing, multi-vehicle, and continuous coverage.

Before purchasing a policy, check with every company how many discounts you can get. Some discounts may not apply everywhere. To view insurance companies that offer some of these discounts, click here.