Lower your Aston Martin V8 Vantage Rates in Less than Five Minutes
If finding affordable car insurance was easy, most of us would take the time to do it. But most likely we pay more than we want to and don't really enjoy the buying process. Cutting the check for each renewal on your Aston Martin V8 Vantage might give you the same feeling.
Step One: Shop Around
Up until about ten years ago, the only way to shop for car insurance was in the office of a local insurance agent where you'd get a hard sell into a policy. Times have changed!
Almost every car insurance company now offers online quotes, and you can actually get insurance quotes for a Aston Martin V8 Vantage without even visiting their websites!
To start, click the link below to begin entering your information. After you complete the form, you will receive comparison rates from different companies so you easily determine if you can save money.
Same Limits on Quotes! This tip is very important. The only way to accurately compare rates on your V8 Vantage is to use the same limits of liability as well as deductibles on physical damage coverage. You won't be able to compare rates if you use different values on your quotes.
Step Two: How to Lower your V8 Vantage Insurance Premium
After step one is complete, it's now time to analyze some of the other factors that can negatively impact car insurance rates for a V8 Vantage.
- If you need the extra performance that your Aston Martin V8 Vantage gives you, then you'll have to pay extra to insure it. Higher performance cars tend to be more expensive to insure.
- If your V8 Vantage ranks on the list of vehicles that are frequently stolen, that can result in a higher rating class and a more expensive rate.
- Repairing accident damage generally costs more for the V8 Vantage because the replacement parts cost more. You can expect your car insurance bill to reflect these higher costs for repair.
- If you are a senior citizen or belong to a particular professional organization, you may qualify for a break on insurance.
- Zero to 60 is pretty fast in with a V8 Vantage, but having this extra power will cost you in the form of a bigger insurance bill.
- To keep your rates low, don't file excessive claims on your policy. Insurance is meant to cover large losses, not small damage that you can pay for out-of-pocket.
- If you rent rather than own a home, you may be paying more for car insurance. Homeowners often get lower rates.
- The advancement of car safety features such as traction control, stability control, front and side-impact air bags and all-wheel drive all help keep insurance costs down.
- Letting your car insurance expire without having new coverage in place is called a "lapse" and will cause your next policy premiums to be higher.
- A lead foot will result in higher insurance rates. Slow down, don't get tickets and you'll pay less.
- If your teen driver has completed a driver's education class in school, check to see if your insurance company offers any discounts for this.
- If you're a young driver, you will pay more to insure a V8 Vantage. There isn't anything you can do about your age, but rates will drop as you mature.
- Good credit will get you lower car insurance rates. Evidence correlates good credit with low claims, so the better you maintain your credit level, the less risk you are to your company.
- A deductible is the amount you pay before your company pays a comprehensive or collision claim. If you increase your deductibles, you will pay less for these coverages.
Step Three: Finalize your Policy Details
Choosing a new car insurance company is not easy. But hopefully you have a handful of quotes for your V8 Vantage that will give you a good idea of how much it will cost, as well as some idea of any coverage changes you may want to make.
It's critical that your new policy starts the same day that your old policy ends. If you are cancelling mid-term, make sure there is no lapse in coverage before your new policy kicks in.
If this is a new policy with only the Aston Martin on it, be sure to have coverage before leaving the dealership or car lot. If you're adding it to an existing policy, you have anywhere from 15 to 30 days depending on the company. When driving off the lot, you may have coverage that extends from your current policy. But it will only be equal to the most coverage you have on any vehicle. So if you only carry liability coverage, you won't be covered for full coverage until you specify it on your policy.
Your insurance company will provide you with proof-of-insurance forms to keep in your vehicle. It's required by state law to carry at least the state minimum liability limits. High risk drivers may be required to submit an SR-22 with their state DMV's. If you have been convicted of reckless driving, DUI or had an uninsured accident, you may qualify. Make sure your new policy reflects the need for the SR-22 filing.
More Resources for Insurance Buying
The Insurance Information Institute is the industry authority for consumer car insurance information.
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