Save on Ford Cougar insurance

Penny Pincher Insurance for your Ford Cougar

If comparing car insurance was easy, most of us would do it more often. But the reality is, it's a chore for most people and we seem to always end up paying more than we want to. Insuring your Ford Cougar is probably no exception.

Step One: Compare Multiple Rates

If it's been a few years since you shopped for car insurance, you might still think the only way to buy is from a local agent. Welcome to the NEW way to buy car insurance!

Getting online rate quotes for a Ford Cougar from all the major insurance companies is very easy and only requires you to enter your information once.

To begin, click on the link below and complete the short form. It only takes a few minutes and it's helpful to have your current policy handy if you have one.

Use the Same Coverages! It's really important that when doing multiple quotes for your Cougar that you use identical coverages for liability, comprehensive and collision. If you use different values, it's impossible to determine which company has the lower rates.

Step Two: How to Insure your Cougar for Less

After completing step one above, you can now learn some of the other ways to slash your Cougar insurance costs.

Ford Cougar insurance

Step Three: Choose a Company and Bind Coverage

Once you have compared identical rate quotes for your Cougar and made a decision on deductibles, coverages and other policy options, you are ready to buy your policy with the new company.

The key thing to keep in mind when buying a new policy is you do not want your old policy to lapse. Make sure the effective date of the new policy is on or before the expiration date of your current policy.

If the Ford Cougar is a new purchase and you haven't had car insurance before, make sure you have coverage in place before driving off the lot. If you have other vehicles already covered, then you will have coverage for the new vehicle. If your current policy has any vehicle with full coverage (comprehensive and collision), then your new Cougar will have that coverage extended to it. If you only have liability coverage on your policy, then you have no physical damage coverage on your new purchase.

The proof-of-insurance card that is required by state law to be carried in your vehicle can be printed out upon completion of your car insurance policy. If an SR-22 is required due to a reckless driving conviction, DUI or conviction of driving without insurance, make sure your new company is aware of that. Not filing a court-ordered SR-22 can result in suspension of your driver's license.

Additional Insurance Information

The Insurance Information Institute website has a great library of car insurance topics that cover claims, replacement parts, rental cars and more.

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