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Insure a Oldsmobile LSS like a Penny Pincher

If searching for lower car insurance rates was a good time, we'd have no problem finding the best rate. But the reality is, it's a chore for most people and we seem to always end up paying more than we want to. Finding insurance for your Oldsmobile LSS that you can actually afford is probably no different.

Step One: Compare Rates from Multiple Companies

Up until about ten years ago, the only way to shop for car insurance was in the office of a local insurance agent where you'd get a hard sell into a policy. Welcome to the NEW way to buy car insurance!

You can compare insurance rates for a Oldsmobile LSS simply and quickly just by filling out one form. This allows you to quote the same coverages with multiple companies and pick the lowest rate.

Start a free rate quote comparison now by clicking the link below. Once you complete the short form, you'll be able to compare rates and then move on to our next section on how to lower rates even further.

Quoting Tip! The only way to compare rates from multiple companies is to use identical coverage amounts and deductibles on each quote. If you use different limits on quotes, you cannot accurately determine which company has the best rates for your LSS.

Step Two: How to Insure your LSS for Less

What you actually pay to insure your Oldsmobile is determined by many factors, some of which you have no control over.

Oldsmobile LSS insurance

Step Three: Bind Coverage and Cancel your Old Policy

Once you have compared identical rate quotes for your LSS and made a decision on deductibles, coverages and other policy options, you are ready to buy your policy with the new company.

If you didn't have a prior policy, then you can make the new policy effective any time. But if you're moving bewteen companies and don't want a lapse in coverage, make sure the effective date of the new policy is exactly the same as the cancellation date of the old policy.

If the Oldsmobile LSS is a new purchase and you haven't had car insurance before, make sure you have coverage in place before driving off the lot. If you have other vehicles already covered, then you will have coverage for the new vehicle. When driving off the lot, you may have coverage that extends from your current policy. But it will only be equal to the most coverage you have on any vehicle. So if you only carry liability coverage, you won't be covered for full coverage until you specify it on your policy.

At the end of buying your policy, you will be able to print out a new proof-of-insurance card to place in your vehicle. This card is required by law and must be produced if requested by law enforcement. High risk drivers may be required to submit an SR-22 with their state DMV's. If you have been convicted of reckless driving, DUI or had an uninsured accident, you may qualify. Make sure your new policy reflects the need for the SR-22 filing.

More Resources for Insurance Buying

To read more about topics such as how to file a claim, replacement auto parts and mistakes to avoid, visit the Insurance Information Institute website.

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