Shoppers have many options when shopping for affordable Saab 9-5 insurance. They can either spend hours struggling with agents to get rate comparisons or utilize the internet to compare rates. There are more efficient ways to find auto insurance online and we’ll show you the best way to quote coverages on a Saab and obtain the lowest price from both online companies and local agents.
Cut your auto insurance rates with discounts
Companies that sell car insurance don’t necessarily list all available discounts in an easy-to-find place, so we took the time to find both the well known and the harder-to-find discounts you could be receiving.
- Discount for Swiching Early – Some companies give discounts for switching policies before your current expiration date. The savings is around 10%.
- Discount for Good Grades – This discount can be rewarded with saving of up to 25%. Earning this discount can benefit you up to age 25.
- Low Mileage – Keeping the miles down on your Saab could qualify for better rates on cars that stay parked.
- Accident Waiver – Some insurance companies will allow you to have one accident before your rates go up so long as you haven’t had any claims prior to the accident.
- Federal Employees – Active or retired federal employment can save as much as 8% on 9-5 coverage depending on your company.
- Multi-car Discount – Having more than one vehicle on one policy may reduce the rate for each vehicle.
- New Car Discount – Adding a new car to your policy can cost up to 25% less compared to insuring an older model.
- Anti-theft Discount – Vehicles with anti-theft systems can help prevent theft and earn discounts up to 10%.
- Lower Rates for Military – Having a deployed family member may qualify for rate reductions.
- Paperless Signup – A few companies may give you up to $50 for buying your policy over the internet.
As a disclaimer on discounts, most discounts do not apply to the entire policy premium. Most only reduce the cost of specific coverages such as comprehensive or collision. So when the math indicates it’s possible to get free car insurance, you’re out of luck.
To see a list of insurers who offer auto insurance discounts, click this link.
Auto Insurance Quote Comparison
There are several ways to compare auto insurance prices and some are less time-consuming than others. You can waste a few hours (or days) discussing policy coverages with agents in your area, or you can utilize the web to maximize your effort.
The majority of car insurance companies belong to an insurance system that enables customers to complete one form, and every company returns a rated price for coverage. This eliminates the need for quote requests to each company. To compare rates now click here to open in new window.
The one downside to getting quotes like this is that you can’t choose the insurers to get quotes from. If you wish to select from a list of companies to compare, we have assembled a list of low cost auto insurance companies in your area. Click to view list.
Whichever way you use, ensure you are comparing exactly the same coverages and limits with every price quote. If you are comparing mixed coverages it’s not possible to decipher which rate is best. Quoting even small variations in coverage limits can make a big difference in price. And when comparison shopping, more quotes provides better odds of finding better pricing.
Smart shoppers get results
You just read many tips how you can reduce Saab 9-5 insurance prices online. It’s most important to understand that the more quotes you get, the better likelihood of reducing your rate. You may be surprised to find that the lowest priced auto insurance comes from some of the lesser-known companies.
People leave their current company for a number of reasons such as high rates after DUI convictions, policy cancellation, lack of trust in their agent and even being labeled a high risk driver. Regardless of your reason for switching companies, finding a great new company can be easier than you think.
Low-cost Saab 9-5 insurance is available online as well as from independent agents, so you should compare both to have the best rate selection. A few companies don’t offer the ability to get a quote online and these regional insurance providers work with independent agents.
