Drivers have many options when trying to find low-cost Volkswagen Eos insurance. You can either waste hours struggling with agents getting price quotes or utilize the internet to get rate quotes. There are more efficient ways to compare car insurance rates and you need to know the best way to get price quotes for a Volkswagen and obtain the cheapest rates from both online companies and local agents.
Get cheap rates by taking advantage of discounts
Some insurance providers don’t necessarily list the complete list of policy discounts very well, so below is a list some of the best known and the harder-to-find credits available to you. If you do not double check each discount possible, you are just wasting money.
- More Vehicles More Savings – Buying coverage for primary and secondary vehicles on one policy can reduce rates for all insured vehicles.
- Multi-line Discount – Larger insurance companies have a discounted premium rate on car insurance if you buy some life insurance too.
- Use Seat Belts – Requiring all passengers to use a seat belt can save up to 15% on medical payment and PIP coverage.
- Defensive Driving Course – Successfully completing a defensive driver course could earn you a small percentage discount if you qualify.
- New Vehicle Savings – Buying a new car instead of a used car is cheaper because new model year vehicles are generally safer.
- Claim-Free Discount – Good drivers with no accidents are rewarded with significantly better rates on in comparison to frequent claim filers.
- Onboard Data Collection – Insureds that choose to allow their car insurance company to look at when and where they use their vehicle by using a small device installed in their vehicle such as Allstate’s Drivewise and State Farm’s In-Drive system could possibly reduce rates if they show good driving skills.
- First Accident Forgiveness – Not a discount per se, but some companies like Liberty Mutual, Allstate and State Farm will allow you to have one accident without getting socked with a rate hike if you have no claims for a particular time prior to the accident.
- Student in College – who live away from home at college and won’t have access to an insured vehicle could get you a discount.
We need to note that some of the credits will not apply to the overall cost of the policy. Some only apply to individual premiums such as medical payments or collision. So when it seems like having all the discounts means you get insurance for free, it’s just not the way it works.
To locate providers that offer discounts, click here.
Finding cheaper car insurance quotes can be relatively painless. You just have to spend a little time to get quotes to find out which insurance company has . This can be accomplished using a couple different methods.
- Hands down the most simple method consumers can make multiple comparisons is an all-inclusive rate comparison like this one (opens in new window). This type of form keeps you from doing separate quote forms for every car insurance company. Just one form gets prices estimates from several companies.It’s the quickest way to get rates.
- A harder way to find lower rates consists of visiting each company website and repeat the quote process. For examples sake, we’ll assume you need rates from Nationwide, Esurance and Progressive. To get rate quotes you would need to go to each individual site and enter your policy data, which can be really labor intensive.
For a list of links to insurance companies in your area, click here.
Which method you use is up to you, but make sure you are using exactly the same coverage limits for each price quote. If you are comparing different limits and deductibles on each one you will not be able to get a fair rate comparison.
Don’t give up on lower rates
Lower-priced Volkswagen Eos insurance is available online and from local insurance agents, so get from both of them to get a complete price analysis. Some insurance companies may not have rates over the internet and these smaller companies only sell through independent insurance agencies.
We just showed you a lot of tips how to reduce Volkswagen Eos insurance premium rates online. The key concept to understand is the more rate quotes you have, the higher the chance of saving money. You may even find the lowest premium rates are with some of the smallest insurance companies.
As you prepare to switch companies, it’s a bad idea to sacrifice coverage to reduce premiums. In many instances, someone dropped physical damage coverage and discovered at claim time that their decision to reduce coverage ended up costing them more. Your objective should be to purchase plenty of coverage at the lowest possible cost while still protecting your assets.
