Save on Mazda Miata insurance

How to Insure your Mazda Miata on the Cheap

If finding affordable car insurance was easy, most of us would take the time to do it. But unfortunately, it's difficult for a lot of people and we always seem to pay more than we should. Finding good insurance for your Mazda Miata probably leaves you feeling the same way.

Step One: Shop Around

The old-fashioned method of shopping for car insurance included visiting several local insurance agents and being on the receiving end of a hard sell tactic. Welcome to the 21st century!

Comparing insurance rates for a Mazda Miata only require you to enter your information once. You'll receive multiple quotes and can easily compare rates.

Start a free rate quote comparison now by clicking the link below. Once you complete the short form, you'll be able to compare rates and then move on to our next section on how to lower rates even further.

Read this (it's important)! When doing any car insurance quote to compare rates to either your existing policy or to other quotes, it's important to use identical coverages on all quotes. Otherwise you will not be able to accurately determine which company has the lowest rate for your Miata.

Step Two: How to Save on Miata Insurance

After step one is complete, it's now time to analyze some of the other factors that can negatively impact car insurance rates for a Miata.

Mazda Miata insurance

Step Three: Buy the Best Policy

If you have found a good price by comparing quotes and also made informed decisions regarding policy limits, deductibles and other policy options that are available, you can now purchase the policy and bind coverage.

Make sure to avoid any lapse in coverage by setting the new policy's effective date to be the same date you cancel your old policy. Otherwise you could be driving without any coverage.

If you don't currently have a car insurance policy, make sure you have coverage in force before driving your Mazda off the lot. But if you already have a policy, you will have coverage extended to your new car from your existing policy. The coverage extended to an add-on vehicle is only as good as the coverage on existing vehicles, so if none of your current insured vehicles have full coverage, your new Miata won't have it either. So in that case, it's important to call your agent or company directly from the dealership and have them bind coverage immediately.

All states require you to keep the proof-of-insurance or financial responsibility card in your vehicle at all times. Failure to produce this document can result in a citation. If you are required to file an SR-22 with your state, your new insurance company will take care of that for you. If you cancel your coverage for any reason, you risk the loss of your driver's license.

Other Insurance Resources

To read more about filing a claim, choosing replacement parts, rental car insurance and more, visit the Insurance Information Institute.

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