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Step-by-step Guide to Cheaper Subaru Justy Insurance

If shopping for auto insurance was more enjoyable, it would get done more often. But most likely we pay more than we want to and don't really enjoy the buying process. Finding insurance for your Subaru Justy that you can actually afford is probably no different.

Step One: Compare Rates

Up until about ten years ago, the only way to shop for car insurance was in the office of a local insurance agent where you'd get a hard sell into a policy. Not anymore!

Comparing insurance rates for a Subaru Justy only require you to enter your information once. You'll receive multiple quotes and can easily compare rates.

To start saving, have your current policy handy and click the link below. Our short form makes it easy to enter your information and compare rates.

Insurance Quoting Tip! The only way to accurately compare rates bewteen different companies for your Justy is to use identical coverage limits on all the quotes. If you use different liability limits and/or deductibles, you won't have an apples-to-apples rate comparison.

Step Two: How to Lower your Justy Insurance Premium

Now that you have several rates to compare (since you did compare rates above, right?), we will now show you some additional ways you can lower your Justy insurance rates.

Step Three: Bind Coverage and Cancel your Old Policy

Choosing a new car insurance company is not easy. But hopefully you have a handful of quotes for your Justy that will give you a good idea of how much it will cost, as well as some idea of any coverage changes you may want to make.

If you didn't have a prior policy, then you can make the new policy effective any time. But if you're moving bewteen companies and don't want a lapse in coverage, make sure the effective date of the new policy is exactly the same as the cancellation date of the old policy.

If you are adding a vehicle to an existing policy and not buying a new one, just make sure to get the vehicle added as soon as possible. Every insurance company offers a grace period to add new vehicles, so make sure you get the Subaru added prior to the expiration of this grace period. When driving off the lot, you may have coverage that extends from your current policy. But it will only be equal to the most coverage you have on any vehicle. So if you only carry liability coverage, you won't be covered for full coverage until you specify it on your policy.

All states require you to keep the proof-of-insurance or financial responsibility card in your vehicle at all times. Failure to produce this document can result in a citation. High risk drivers may be required to submit an SR-22 with their state DMV's. If you have been convicted of reckless driving, DUI or had an uninsured accident, you may qualify. Make sure your new policy reflects the need for the SR-22 filing.

More Resources for Insurance Buying

For more detailed car insurance topics, visit the Insurance Information Institute.

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